Posted by
Defend America on Wednesday, March 24, 2010 11:00:33 AM
Gap in health care law's protection for children
By RICARDO ALONSO-ZALDIVAR
(AP)
–
5 hours ago
WASHINGTON — Hours after President Barack Obama signed historic
health care legislation, a potential problem emerged. Administration
officials are now scrambling to fix a gap in highly touted benefits for
children.
Obama made better coverage for children a centerpiece
of his health care remake, but it turns out the letter of the law
provided a less-than-complete guarantee that kids with health problems
would not be shut out of coverage.
Under the new law, insurance
companies still would be able to refuse new coverage to children
because of a pre-existing medical problem, said Karen Lightfoot,
spokeswoman for the House Energy and Commerce Committee, one of the
main congressional panels that wrote the bill Obama signed into law
Tuesday.
However, if a child is accepted for coverage, or is
already covered, the insurer cannot exclude payment for treating a
particular illness, as sometimes happens now. For example, if a child
has asthma, the insurance company cannot write a policy that excludes
that condition from coverage. The new safeguard will be in place later
this year.
Full protection for children would not come until
2014, said Kate Cyrul, a spokeswoman for the Senate Health, Education,
Labor and Pensions Committee, another panel that authored the
legislation. That's the same year when insurance companies could no
longer deny coverage to any person on account of health problems.
http://www.google.com/hostednews/ap/article/ALeqM5jYnajhWrPEXihcCrpRNfUKN7rN-AD9EKTKIG0